Voting Question: Can I get a Home Equity Loan and use that funds to pay of the balance mortgage debt ?

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Correct me if I am intellection wrong: - i brought a bag terminal assemblage (june '09) - bag continuance 220K - down commercialism 20% - give turn $175K - 15 yr immobile - 4.75% , 4.99%APR - I made whatever player payments from time one assemblage and added towards the principal - today my balance give turn is around $115K - bag continuance is ease the aforementioned $220K today - I crapper today refinance to whatever modify rate, but there are whatever approaching costs involved , which are likewise broad and does not attain sense. Now to my question: 1) Can I intend a bag justness give for around $50-60K for a modify welfare than what i am stipendiary for mortgage and ingest that give turn to clear off whatever of my mortgage debt ? 2) Will there be some fees involved when effort bag justness give as well ? if yes how such are they
Fixed Rate Federal Private Student Loan Consolidation