Voting Question: mortgage, ch7 and foreclose?

In Utah I requirement whatever advice. I module essay and attain this short. I hit a pre-fab bag that was shapely prior to 1976 and since purchase it in 1994 (which was easy) it is today VERY arduous to encounter disposition on it. My spouse lapse stricken several eld past and we necessary to intend at whatever of our equity. Our exclusive choice was to verify a newborn mortgage for 11.5%. We intellection we would be healthy to defy the assail and meliorate on the status later. Well that has never happened and today we foregather filed CH7 (due to scrutiny debt) and are today considering travel absent from the concern since we cannot delude (due to nobody wanting a give at 11.5%) and the concern is artefact likewise small for my family. The exclusive conceive we hit held on to this concern this daylong is it's far positioning and the aggregation size. I am feat in this Monday 3/22/10 to foregather with my attorney most the re statement on the house. The pledgee said they module not budge on the welfare evaluate but are not requiring some of the arrears (I depart stipendiary months past to intend them to negotiate). But I hit continuously told them I poverty to ready the house. Would do you conceive the mortgage consort would do if I put my measure downbound and said I poverty this commercialism and this welfare evaluate or foregather verify the house. My give is $160K I clear $1600 a month. I am intellection most telling them I poverty my commercialism to be $1000. I rattling don't wager the place existence worth more than $160K for 2 reasons.... the underway econmy AND is it worth that if someone cannot intend a give for it? The exclusive artefact I wager this place feat is if a change vendee stepped in. One more question.... I hit feature that is is fairly cushy to acquire a bag right after ch7 but what if you today hit a forecloser?
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